Take Action

Payday and auto title lenders are using a loophole in state law to charge 500% interest or more. These high-cost loans trap Texans in destructive cycles of debt and drain wealth from communities.

Citizens, organizations and city officials from all across the state are urging the Texas Legislature to close the legal loophole and hold these lenders accountable. You can help this cause by talking to your elected officials about this issue.

  • Are you trapped making payments on a quick cash loan that won't go away? Has your struggle to pay off an "easy" cash advance created a new crisis for you and your family?

    Your story will make a difference. Let your voice be heard. >>

  • Active Texas CSO Locations

    The number of predatory lenders in our state in recent years:

        2006: 1279        2009: 3235
        2007: 2252        2010: 3594
        2008: 3460